Showing posts with label financial knowledge.. Show all posts
Showing posts with label financial knowledge.. Show all posts

Thursday, 8 August 2019

DECLUTTERING..

Our life has many things that demand our attention. Our dreams and aspirations are in constant demand of our time. They are the most important things in our life. But we are not able to give them the due attention as our life is cluttered with many other things that demand our attention. These things can literary be things and other social responsibilities. When we start to give our time to these. As a result the time demanded by the things that help us grow is unmet for because we all have the same 24 hours in a day.

The behaviour we talked about earlier is a major hurdle in the way of living a fulfilling life. The dreams that we have ,often remain dreams because of our life's clutter that drain away our precious time and strength. These clutter can be of many types. Relationships that pull us down can be a clutter. Things that we no longer use can be a clutter because they demand our attention. Social media is a big clutter of our lives. Our phones drain away most of our valuable time. We get indulged in mindless gossips thanks to social media sites. We spend endless hours gulping not so useful content on video sharing sites. And not to mention the time we lose just scrolling on the newsfeed on our social media sites. All these are life's clutter that should be done away with.

Saving ourselves from our phones can be very beneficial. Doing away with the apps that we rarely use along with cutting our time on social media gossips can be of great help which would result in spending time doing things that are useful and enriching. Our wardrobe is also a clutter of our lives. The time we spend every day deciding what to wear also clutters our mind. Simplifying our wardrobe can be of great help. This will help us restrict impulse purchases which has become easy thanks to the online retail apps. 

Decluttering simply means to get rid of the unnecessary things in our lives. Those mentioned above are just a few things of the massive clutter we accumulate throughout our lives. We come into this world with nothing and are going to leave this world in the same way. Thus there is absolutely no meaning of hoarding non necessary things in our lives.
Spending life with those things that are necessary makes our mind grow and help us flourish financially. When we are away from junk we are able to give quality to our lives. The time that this method saves is impressive and the value can be instantly felt. 

The simple living is a technique of the sages. People with their materialistic aspirations have done away with this technique. But it's coming back as well as getting due attention and popularity. The benefits are endless. Try decluttering your life and witness the growth yourself. Start from getting rid of the non necessary and go on adopting this as a way of living. Share this philosophy with others and let them enjoy the benefits offered by a simple life. If these benefits don't draw you towards it, then the financial freedom it offers sure will. YOUR LIFE IS YOURS TO BUILD, IT'S UP TO YOU HOW YOU WANT IT TO BE!! 

Wednesday, 31 July 2019

INDIAN EXTRAVAGANCE

Celebrations are an important part of life that makes life interesting. We Indians have unique festivals and unique ways of celebrating them as well. The festivals in India are times of extravagance with most people spending huge sum of money so that they are accepted in the society as a rule abiding citizen. The celebrations can be social phenomenon or family phenomenon. But in both the cases society plays the determining role. 

India is a large and diverse county. The festivals and celebrations are different all over India. The ways of celebrations are also different. The festivals of same religion also varies from region to region in the way it is celebrated. Thus it is clear that diversity is vast in this subcontinent. The social festivals include religious festivals or some kind of community celebration. Such festivities are celebrated together. If someone tries to avoid such festivals they are often branded as anti social and are discriminated in the society. Similarly there are several family celebrations like marriages, birthdays, annaprasan etc. This sect has a mix of traditional as well as festivals that have been burrowed from other cultures such as anniversaries, birthdays etc. Although they are family celebrations they are hyped and the whole society gets involved. This helps in creating bonds that are crucial for a social being like the humans. But this also creates competition that leads to more spending and extravagance. Such spending is just to get social recognition and respect. People show their money and resources at these functions. From decorations to guests invited, all are planned and carried out with precision. Such behaviour is acceptable when a person is well off but when people with limited resources are pushed to spend on such extravagance then the problem starts. 

Such stupid game of showing off has put many under financial stress. Some have gone into debt for lifetime due to such spending. And such things are not exclusive to some, it is spread far and wide among all the societies in this subcontinent. This thinking of competition drives a very healthy business in India. People who are involved in event management use this ideology to get their clients spend more on the events just to look cool in the so called judgemental Indian society. This ideology is like a virus which spreads and is not limited to the current generation. The coming generations learn as they see,thus expecting a change is foolish and radical change is even more so.This drives many homes but extinguishes the happiness in many others.

 Change to this has to be gradual. People should know what is important and what is not. The concept of judgemental competition should be eradicated. The rule that all should follow is that the primary goal of living happily is to be rich and fulfilled, not to look rich and fulfilled. Think over it and change the deep seated ideology that corrupts most minds here in this society..

Monday, 22 July 2019

GROWTH AND FINANCIAL WELL BEING..


Our world has been advancing very fast. The pace of growth in India is very high. The high rate of industrialisation and urbanisation compliments this high growth rate. This has brought radical changes in our society and surrounding. People have good life style and have more disposable income which they happily spend on luxuries of life. There is poverty prevalent and but it has been showing a decreasing trend. The thing that is wrong with this growth is large scale concentration of wealth.

Well hard work needs to be remunerative to be attractive. If it is not remunerative then why people would be putting in soo much effort? The thing is that wealth is attracted towards the person who works hard as well as works smartly for it. This is his/her reward for putting in the extra effort than others. This extra effort needs a lot and has more than often shown consequences on their life. Thus wealth is the present day go to for peace of mind and satisfaction.

Cities are places of opportunities. This is true because cities widen the scope of economic growth by providing various monetary sources and financial knowledge. People pay more heed to the monetary sources and often neglect the financial knowledge that is needed to maintain that money and turn it into substantial wealth.This is the very reason why the wealth gets concentrated apart from various other reasons that aid this concentration.

Our education system was built to produce obedient workers. This has nothing to do with growth and imparting financial knowledge. One has to gain that knowledge through his/her own effort and sometimes by passing through hard times of life. Thus we rely more on experiences than on knowledge. 

The world is vast. We have many things to learn. We cannot learn all of it in our life time but our aim should be to learn as much as we can. One who thinks that learning stops after education years are over is destined to fail. This knowledge will open up new opportunities. That is exactly what one needs in this world. Seek guidance and knowledge all your life. Knowledge can fulfill your life and turn it into wealth in itself. This will let you have a fulfilling life and seek the riches you desire for the hypothetical mental peace on today's ERA..

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